Product overview


  • Short term 1st mortgages
  • Business or Investment purposes only
  • No evidence of income is required
  • No upfront fees or early repayment penalties
  • Acceptable security types - residential, industrial & commercial
  • Interest can be prepaid or capitalised (providing sufficient equity exists)
  • Realistic exit strategy in place
  • Quick decisions given
  • No upfront or early payout fees

low doc rates

Exit Strategy

A confirmed exit strategy is a critical part of the credit assessment. Ausec Finance is focused on the quality of the security and exit the strategy is therefore of PRIME importance in the approval of loans.
Acceptable exit strategies include;

  • Sale of Security Property
  • Refinance
  • Sale of other assets to repay debt: e.g other real estate shares

Financial benefit

All transaction must show some financial benefit to all borrowers and guarantors.

1st mortgage rates per month

Base Rate is 1.50% per month

Maximum LVR
 Residential  Up to 80%
 Industrial / Commercial  Up to 70%